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The GoDesign Journal

Notes on renovating well in Singapore.

Practical guides on comparing quotes, planning a budget and preparing for renovation — written from real project experience.

Renovation Loans in Singapore (2026): How Much You Can Borrow, and What It Costs

A renovation loan is not the same as a personal loan, and it is capped lower than most people expect. Here is how much you can actually borrow, over how long, and why CPF cannot help.

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Can You Use CPF for Renovation? What Your CPF Can and Cannot Pay For

It is one of the most common questions first-time buyers ask, and the answer is a clear no. Here is exactly what CPF can and cannot be used for when you buy and set up a home.

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The $400 Climate Vouchers Every Singapore Household Can Claim (2026)

If you are buying appliances as part of a renovation, there is $400 of government money most households simply forget to claim. Here is what the Climate Vouchers cover and how to use them.

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How to Read a Renovation Quotation in Singapore Without Getting Shocked Later

Many homeowners think the safest quote is the cheapest quote. But in renovation, a lower total does not always mean a better deal. A quotation only becomes useful when you understand what is included, what is missing, and what may become an added cost later. If you want fewer surprises during renovation, you need to […]

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HDB Renovation Cost in Singapore (2026): A Practical Budget Guide for Homeowners

Renovating an HDB flat in Singapore can feel exciting at first, until the budgeting starts. One of the most common questions homeowners ask is, “How much should I realistically prepare?” The honest answer is this: it depends on your flat type, condition, and the level of work you want done. A simple refresh […]

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What you’ll spend in 2026 for Condo Renovation (practical planning ranges)

Because every condo differs (new vs resale, existing condition, chosen materials, how much you hack), budgeting works best with planning ranges rather than a single number. A) Newer / better-condition condos (lower uncertainty) Typical planning range: $45,000 – $85,000Most of the budget goes into carpentry, lighting, feature details, and selective upgrades, because there is usually […]

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Why Cheapest Isn’t Always Best: Understanding Market Rates in Renovation Projects

When it comes to renovating your home, it’s natural to want to get the best value for your money. However, homeowners in Singapore are increasingly falling into the trap of choosing the cheapest renovation quotes, only to discover later that it costs them far more than anticipated. Why does this happen? Let’s explore why the […]

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GoDesign X Commune – Collaboration Of The Titans Worth $13,000 In FREE Gifts!

GoDesign is one of Singapore’s leading ID firms, with over 40 years of positive track record. Commune is a global leader in designer furniture with over 100 stores worldwide, proudly rooted in Singapore. So what happens when these 2 industry giants collaborate? More bang for the buck for YOU – New/Soon-To-Be Home Owners! So […]

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